Recently I talked to a friend who had been hurt at work in Tennessee. He was in the hospital for three days. He asked me if he needed an attorney for a work comp claim and told me he was concerned about making his employer pay for his medical bills. He did not know that his employer would not be paying out of pocket; rather, his employer's workers' compensation insurance carrier would be responsible.
Many Tennessee workers have the same misconception as my friend. In Tennessee employers who have 5 or more employees are required to obtain workers' compensation insurance. Making a claim for workers' compensation insurance benefits is not unlike making a claim on your employer provided health insurance. They have the policy to protect you if you get hurt.
If you are injured during the course and scope of your employment, your employer's workers' compensation insurance carrier is required by law to pay for your medical treatment, your mileage for driving to medical appointments, your time missed from work as a result of your injury, as well as compensating you for any permanent injuries you may sustain as a result of your work injury in Tennessee. It's the law, but they don't always follow the law. Sometimes, the insurance company only follows one part of the law but not all of it. That is why you need a Nashville workers' compensation attorney.
If you or someone you know has been injured on the job in Nashville, it is important that they talk with an attorney. Just because your employer has workers' compensation insurance does not mean that the insurance company will actually pay you the benefits that you are entitled. Many times, workers' compensation insurance companies pay out the bear minimum to injured Nashville workers. This is just not fair! That is why it is so important for injured employees to seek an experienced middle Tennessee workers' compensation lawyer.